July 23, 2021

Simple Effective Ways to Cut Costs and Save Money

effective ways to save money
If you are a parent looking for new ways to cut costs in your household, then you are not alone. With the rising cost of life and increasing needs, it’s a tough balancing act to run a household. This post suggests simple but effective ways to save money and cut costs to run the household smoothly. 

Every financial advisor will tell you to budget, but after years of running your household, the repetitive task might seem unnecessary. Well, without a budget, you’re setting yourself for failure in financial management. The best way to use your resources prudently is to identify the most urgent needs and allocate money for these. This means you always have priorities when shopping. You’ll never buy things that are unnecessary which could ruin your budget. With a written budget, you don’t have to stress when shopping and can avoid costly impulse purchases. Budgeting is one of the smartest decisions to save money in personal finances.

Buy Discount/Sale Items in Bulk 
One of the best ways to cut on the cost of home maintenance is to buy discount items in bulk. If there are groceries on sale and you have sufficient cooled storage at home, this would help you save a lot of money in your weekly shopping. Some foods to consider buying in bulk include chicken, meat, and cereals.

Integrate Technology in Your Home
If you’re planning some home improvements, don’t just look at the aesthetics. Consider integrating innovative technology that can save money. For instance, smart technology in your home boosts energy efficiency. These systems only use power when needed. Investing in affordable solar technology is also a great tech idea to lower the cost of power in your home. With community solar, you can enjoy shared resources without the massive capital investment required for such projects.

Boost Your Income
Whether you’re a working parent or a stay-at-home parent, there are many opportunities to generate income. The digital landscape has opened up innovative ways to make money. From affiliate marketing, content development, selling online, tutoring to data entry, the opportunities are limitless. You need to identify the best platform to earn money and use the skills you have.

Leverage Mobile Apps
When there is a lot going on, it is easy to overlook important tasks in your life. Your smartphone will come in handy as there are lots of apps that can help save money. Download apps that will help budget, pay bills, find the best discounts, track spending, find coupons, cheap tickets for shows and events, best parking apps, gas discounts, and more. 

Disclosure: Please note that all opinions and thoughts expressed are my own. All rights reserved on photographs and written content Createwithmom © 2010 - 2021. Please Ask First


  1. This is a very good educational article to read with some great tips to acknowledge.

  2. Thanks very much for the helpful cost saving tips!

  3. Thank you for all the great advice.

  4. Thanks for all the fascinating ways to boost one's income.

  5. So many great tips. I am a very frugal shopper. Florence C

  6. I have never use a budget on paper to this day. I always try to cut cost as much as I can and save. These are awesome tips.

  7. Love the advice of Buy Discount/Sale Items in Bulk. Great ideas.

  8. Good tips, and most I already follow. We need to be smart with our money. Times are tough


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